Manager, account analysis

November 30, 2021

Job Description

There When It Matters for 175 YearsThis year, we are proud to celebrate our 175th anniversary. Since our founding in Quebec in 1846, we've been committed to improving the financial health of all of our clients. We are driven by the opportunity to help families thrive, communities grow and businesses succeed. As our roots have grown stronger than ever before, we are ready to lead the way for the next 175 years.Laurentian Bank Financial Group (LBCFG) is a diversified financial services provider whose mission is to help its customers improve their financial health. The Laurentian Bank of Canada and its entities are collectively referred to as Laurentian Bank Financial Group (the "Group" or the "Bank"). With more than 2,900 employees guided by the values of proximity, simplicity and honesty, the Group provides a broad range of advice-based solutions and services to its personal, business and institutional customers. With pan-Canadian activities and a presence in the U.S., the Group is an important player in numerous market segments.This role sits within Laurentian Bank, a subsidiary of Laurentian Bank Financial Group.The position is responsible for supporting the sales force by managing client portfolio risk, reviewing files and analysing certain credit applications.


ºCarries out work in accordance with precise practices, policies and objectives and ensures the follow-up and completion of Compliance reports (KYC & AML) taking into account current legislation as well as the Bank's policies, programs and procedures.ºAnalyze existing loan progress and prepare review applications for credit approval.ºManage the day to day administration of construction loans (advances and partial discharges).ºMonitor and follow up on overdrafts and account documentation.ºValidate compliance with framework conditions (ratio, etc.) according to Credit's requirements.ºIdentify at-risk files and other problematic situations and take action to implement the necessary corrective measures or appropriate support.ºMaintain good relationships with current clients and offer them personalized service.ºIdentify irregular accounts within portfolios, communicate with Account Managers to discuss the client's financial situation and determine how to resolve the situation.ºAnalyze cash flows, pre-sale levels, and construction progress to ensure to deterioration in credit conditions. ºNegotiate agreements with clients.ºPerform work based on specific practices, policies and objectives and ensure compliance with current legislation and the Bank's policies, programs and procedures. ºUse in-depth knowledge of his or her area of expertise to analyse and interpret information.ºMaintain and optimize communications with internal and external stakeholders involved in branch operations.ºOptimize the potential of the existing portfolio by keeping up with your current clients' new projects and identifying opportunities for account managers. ºComplete reports requested by management.ºEnsure the quality of services offered to users or clients.ºPerform all tasks of similar or general nature requested by his or her superior or required for the job.ºReceives and answers borrower's request (i.e annual statement, partial discharge) ºPrepares and sends renewal letters for term and loan construction clients. ºMonitors Sales and partial release at the ongoing conditions.ºEnsures the quality of the services provided to users and customers.


ºUniversity degree in a related field preferably in Finance or business administration and 3 to 5 years of experience ºThorough knowledge of Microsoft Office ºStrong communication skills (oral and written)ºGood interpersonal skills

Additional Information

Equity, Diversity & Inclusion:We are proud to be an equal opportunity employer and are committed to fostering an inclusive and accessible work environment that reflects the diversity of our customers and our communities. We welcome and encourage applications from individuals from all groups, including Indigenous people, women, visible minorities, and persons with disabilities, regardless of race, national or ethnic origin, colour, religion, age, sex, sexual orientation, gender identity or expression, marital status, family status, genetic characteristics, disability or any other legally-protected ground. Accessibility:Accommodations for persons with disabilities are available upon request for job applicants taking part in all aspects of the recruitment process.PIPEDA:We may collect, use or disclose your personal information for the purpose of establishing an employment relationship with you.

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