Consulting Analyst, Commercial and Real Estate Financing

March 13, 2020

(Work place: Châteauguay)

Desjardins Group is the largest cooperative financial group in Canada, and one of the largest employers in the country. It offers a full range of financial products and services and is home to a wealth of expertise in property and casualty insurance, life and health insurance, wealth management, services for businesses of all sizes, securities brokerage, asset management, venture capital, and secure, leading-edge virtual access methods.

Job Level

NV-09The incumbent performs financing analysis and reviews on highly complex files in collaboration with business centre account managers.

The Montérégie Ouest Desjardins Business centre is a business unit created by eight local caisses with specialized financial services teams serving business clients.

The Business centre has 3 locations, including its main office in Châteauguay, only 15 minutes from Montreal, and serves over 14,700 borrowing and non-borrowing members and clients. Its market is split between the agricultural and para-agricultural sector and the commercial, institutional, industrial and real estate sectors.

It currently has $3 billion in business volume under management. The Business centre has 72 employees, including 11 unionized positions, and the management team consists of the general manager and 6 managers.

 Main Responsibilities

  • Work closely with account directors to analyze highly complex financing files and form recommendations describing the financing and follow-up conditions and guarantees required to uphold sound and prudent management practices.
  • Share analysis results and recommendations with account managers and propose additional solutions as necessary.
  • Accompany account managers during member and client meetings to aid in their understanding of financing needs.
  • Act as a team resource on financial packages.
  • Periodically review highly complex financing files.
  • Adhere to all policies, practices and standards in effect, as well as the various laws governing the distribution of financial products and services.
  • Monitor internal control and operational risks at the business centre, when required.

Other working conditions

  • Possibility of teleworking, depending on the agreement reached with the manager
  • Number of job available: 1

Qualifications

  • Bachelor's degree in a related field
  • A minimum of four years of a relevant experience
  • Commercial financing experience (an asset)

Please note that other combinations of qualifications and relevant experience may be considered

  • For vacant positions available in Quebec, please note that knowledge of French is required 

Specific knowledge

  • Ability to perform analyses of the market and the business centre external environment
  • Ability to perform financial analysis
  • Knowledge of the characteristics and credit risk inherent to each major market: commercial, industrial, institutional and agricultural
  • Knowledge of products and services for businesses and those offered by caisses, components and Desjardins distribution networks and those of the competition
  • Knowledge of financing and credit management practices related to businesses
  • Understanding of the philosophy and inner workings of a financial services cooperative
  • Knowledge of policies, legislation and standards governing the products and services offered by the business centre
  • Familiarity with government business assistance programs
  • Knowledge of service standards
  • Understanding of cooperative and cooperative network values, rules and operations

Desjardins Cross-sector skills

Action oriented, Collaborates, Customer Focus, Innovation

Key competencies for the job

Business insight, Complexity

Work Location

245, boul. Saint-Jean-Baptiste Bureau 200 Châteauguay

Trade Union

Non Syndiqué

Unposting Date

2020-03-27

Job Family

Risk management (FG)

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